The complete guide to create and verify PayPal account in India

When you begin working online, you need to send and receive money online. Usually, you can use your credit card or debit card to make payment online, but to receive payment, you need to take assist of offerings like Paypal. That's why I write today's post on "The complete guide to create and verify PayPal account in India". Paypal has been one of the oldest and most-relied on offerings to send and receive payment. Most marketing networks pay using Paypal money, so it’s important to have a Paypal account.



Many users were facing problems to create a Paypal account and verify it in India. An Indian PayPal user can’t send or receive money from another Indian PayPal user. Normally Paypal is used to receive and send payments to the nations aside from India. To receive payment you must link your bank account and to send payments you typically want a credit card or debit card connected account. The below is the step by step process to create and verify Paypal account in India.

Step by Step procedure to Create a verified PayPal account:-

• Open the official site of PayPal or click here for direct Signup link.

• On the next page, you have an option to select between a “Personal and business account“. For bloggers, I would recommend you to start with a personal account and if you ever need a business account, you can instantly upgrade it from PayPal dashboard.

• On the subsequent page, you need to sign up by filling up a form, you can enter your Credit/Debit card detail then or can skip it for later to send Payment. Do remember, when you open a Paypal account in India, it’s a restrained PayPal account. You can use it to send Payment to anyone using your Credit or Debit card, but to receive Payment you need to complete these 4 tasks:

i)Add your PAN card.

ii)Confirm your Email (When you sign up, you will get an Email from PayPal to confirm your account).

iii)Add bank account (This will be the bank account where your Paypal money will be withdrawn).

iv)Purpose code (From the long list, select the purpose on which you are receiving payment on your Paypal account).

Pan Card:-

Your Pan Card name should be the same as your PayPal account name. If you are a minor without a Pan card, you should open a PayPal account in the name of your parents.

How to Link Bank account with your PayPal account:-

This process will take 2-3 days if you link with your bank account. Click on Start in front of Add bank account and you will be taken to the next page where you need to enter just a few fields such as :

i)Your Full Name.

ii)Your Bank account details.

iii)Your bank IFSC code. (If you don’t know the IFSC code of your bank branch, simply go to your bank official site and search for it).

Once you are submitting the bank account detail, Paypal will send you two small deposits in your bank account. After receiving the deposit (it took only 24 hours to receive two small transactions), you need to login to your PayPal account, click on verify at the top and enter the deposit amount to complete verification of your Bank account and PayPal account linking.

Linking credit card/debit card with Paypal account:

While you are linking a credit card in your Paypal account you'll face no problem. You can usually add a brand new one, edit old one or remove of old one through going to profile > link/edit credit card. Enter details of the card to link with your PayPal account.

Now you have complete verified PayPal account and you can send & received money from worldwide.